Unless your company’s current direct deposit participation rate is 100%, you could stand to get some more employees on board.

There’s no shortage of creative ways you can get Payroll and HR to persuade the “nonbelievers”: interdepartmental contests, carnival-type games where folks spin a wheel and win a prize, etc.

Turns out your organization probably don’t have to expend nearly that much effort.

Put it in their hands

The No. 1 way to get more people to say goodbye to paper paychecks?

Simply include a direct deposit enrollment form with their checks.

That’s straight from experts speaking at the American Payroll Association’s annual conference.

Just putting the info under their noses is enough to spur many to action and snag your company some serious savings.

Should you want to go a step further, you can personalize the approach a bit more.

Have Payroll find out where employees are cashing their checks.

If they use a check-cashing service, calculate how much in fees they’d save annually with direct deposit.

A bank? Figure the annual gas and time savings for each holdout.

In this economy, such savings may seal the deal.